Category: AR Financing
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EBITDA and Cash Flow: How to Evaluate Profitability in a Medical Practice Acquisition
In the current landscape of healthcare M&A, identifying a practice’s true valuation requires moving beyond surface-level spreadsheets. While adjusted EBITDA serves as the gold standard for initial pricing, it often masks the underlying liquidity constraints caused by insurance reimbursement delays. For both buyers and sellers, the strategic advantage lies in bridging the gap between accrual-basis…
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Financing Options for Buying a Medical Practice: Bank Loans vs. AR-Backed Working Capital vs. Seller Financing
The landscape of healthcare M&A has shifted dramatically this year. According to recent reports, physician medical groups captured a record 46% share of health services deal volume in the first quarter of 2026. As consolidation accelerates, securing the right capital structure is no longer just a financial detail: it is a strategic necessity for any…
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AR Financing + Lean Six Sigma vs. Debt Marketplaces: At White Coat, We Don’t Use 4-Letter Words (Debt)
Debt is a four-letter word, and around here, we do not use four-letter words. We prefer equity, capital, and growth. With medical cost trends projected at 9% in 2026, healthcare organizations need forward looking financing that strengthens financial health without piling new liabilities onto the balance sheet. While many debt marketplaces stack loans through multiple…
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Accounting Tells You Where You’ve Been. Forward Looking Financing Tells You Where You’re Going.
Wednesday, 8 of July 2026 In the rapidly shifting landscape of 2026, healthcare executives are increasingly finding that their rearview mirrors are clearer than their windshields. Traditional accounting: the meticulous recording of past transactions, P&L statements, and tax compliance: has become a commoditized “table stakes” service. While essential for history, it offers zero velocity for…
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Dental Practice Consulting: Mastering Accounts Receivable and Factoring to Recover Denied Claims
Revenue leakage from denied claims is a silent epidemic in modern dentistry. To maintain a gold standard practice, clinicians must move beyond simple billing and adopt a diagnostic approach to their fiscal operations. At White Coat Financial Partners, we provide unmatched expertise in dental practice consulting, ensuring your financial health is as robust as your…
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UNC Health’s Onslow Memorial Takeover: Accounts Receivable Factoring and the 4-Year Jacksonville Glide Path
June 22, 2026 UNC Health is coming for Jacksonville — but the takeover is a 4-year glide path.Independent practices have a window to optimize. On June 17, Onslow County commissioners approved a staged integration of Onslow Memorial Hospital into UNC Health, with Stage I beginning July 1, 2026 at 30% membership, Stage II rising to…
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Three-Way Hospital War: Wilmington Accounts Receivable and LEAN for Independent Practices
Three health systems are fighting for beds, market share, and referral gravity. Independent practices do not need a CON — they need speed. Since mid-June, the Wilmington market has shifted from a two-system contest to a true three-way race, with Atrium Health joining Novant Health and UNC Health in the battle for 225 new beds…
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Wake County Regulatory Scarcity and Strategic Accounts Receivable for Raleigh M&A
The Raleigh healthcare market just got a sharper signal from regulators. North Carolina approved WakeMed Raleigh’s $429.7 million expansion for 164 additional acute care beds, while separate proposals for a new Garner hospital and a new Wake Forest hospital were rejected under the state’s Certificate of Need process. For independent practices and healthcare businesses in…
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Accounts Receivable Factoring vs. Traditional Loans: Optimizing Clinic Cash Flow
Maintaining the financial health of a medical practice requires the same level of precision and diagnostic excellence as treating a patient. For healthcare executives and clinic owners, the lifeblood of the organization: cash flow: often becomes "congested" due to the 30, 60, or even 90-day wait for insurance reimbursements. When the need for liquidity arises,…
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The Fayetteville Practice Owner’s Guide to Accounts Receivable and Thriving Near the New Medical School
Thursday, 2 of July 2026 The landscape of Fayetteville healthcare is undergoing a seismic shift. With the Methodist University Cape Fear Valley School of Medicine welcoming its charter class of 64 students and the staggering $110 million vertical expansion of the Valley Pavilion, the opportunity for local practice growth is unprecedented. However, as the hospital…